Transforming the personal loan application process into a truly digital era, requesting a personal loan is no longer complicated with our efficient and streamlined online loan approval system. Developed using the K2 platform, our automated personal loan approval system enables real-time status updates delivered through SMS or LINE Messenger, reducing time and complexity in communicating with customers and providing status information. Customers no longer need to wait or make inquiries themselves, as they receive instant and convenient updates. This accelerates the loan approval process and facilitates efficient communication with customers.

FORMS

• Customer information
• Pre-screening
• Loan detail
• Credit check
• Document verification
• Credit score and LTV
• Prepare loan contract
• Loan approval authority management
• Product campaign management
• Product configuration
• Credit amount and DTI% Configuration

FLOWS

• Personal loan approval process
• Create a contract and sign-off process
• Credit & Credit Line Approval
• Credit Line Withdrawal & Mortgage Operate
• Loan Repayment
• Loan Closing
• Debt Management

REPORTS

• Personal loan request summary
• NCB check report
• PDPA consent
• Application form summary report
• Activity tracking and SLA

BUSINESS BENEFIT

• Instant Approval: Leveraging K2 technology, our system ensures fast processing and immediate status tracking, allowing for prompt and instant loan approvals. There’s no need to wait long or deal with extensive document preparation, fast and accurate risk assessment, and borrower profiling.

• Accuracy and Time-saving: Our user-friendly system is designed to be highly intuitive and time-saving for customers. Inputting relevant information and documents becomes effortless through easily accessible online forms, eliminating unnecessary data entry that could lead to confusion or wasted time.
• Security: We prioritize the utmost data security for our customers’ personal information. Utilizing state-of-the-art and high-standard security measures ensures that customers’ personal data remains confidential, not disclosed or used without consent.
• Customizability: Our system can be tailored to suit your business needs, allowing for customization and adjustments to align with your unique loan approval processes. Additionally, detailed and customizable reports are available to meet specific user requirements.
• Excellent Customer Service: We value providing exceptional customer service. Our professional team is ready to address concerns, solve problems, and offer guidance whenever needed, whether through email or online support channels.

• Adopting our automated personal loan approval system simplifies the loan application process, accelerates approvals, enhances security, and delivers excellent customer experiences